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2020・2021・2022
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2020
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2022
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2022
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31371 Rancho Viejo Rd STE 204
San Juan Capistrano, CA 92675
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See how FlashSpread works.
Join lenders who process deals in minutes, not days. Schedule a live demo with our team.
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Why BeSmartee
Everything a modern lender needs
in a single platform.
Stay ahead of the curve
Market intelligence and adaptive tooling that keeps your lending operation competitive as regulations and borrower expectations shift.
Exceptional borrower experiences
End-to-end personalized service from first inquiry to final closing — the experience borrowers expect and remember.
Maximize operational efficiency
Automation that eliminates manual tasks, reduces errors, and frees your team to focus on relationships rather than paperwork.
Ensure compliance and security
Built-in regulatory frameworks and enterprise-grade data protection — audit-ready by default, never an afterthought.
Drive growth and success
Scalable infrastructure designed to grow with your pipeline — whether you're closing 50 loans a month or 5,000.
Attract and retain top talent
Workflow automation gives loan officers their time back. More deals, less admin. The best originators choose platforms that work for them.
Product Suite
Three products.
One connected platform.
Bright POS
Point of Sale
A fully digital mortgage POS with deep LOS integration, automated income and asset verification, and a borrower portal that guides applicants from pre-qual to close.
LOS-native integration
Automated income & asset verification
Branded borrower portal
Learn more
Loan #2024-8821
In Progress
✓
Application
✓
Verification
3
Processing
4
Underwriting
5
Closing
Borrower
James Harrington
Loan Amount
$485,000
Rate
6.875%
LTV
72%
Bright Connect
Mobile App
Native mobile app purpose-built for originators, referral partners, and borrowers. Real-time pipeline visibility, push notifications, and one-tap status updates — on any device.
Originator & partner dashboards
Real-time pipeline alerts
Borrower-facing milestone tracking
Learn more
Bright Connect
3 active
Rivera, M.
$320K
Approved
Chen, L.
$540K
Processing
Patel, S.
$215K
Conditions
New Referral + Submit
Beam TPO
Wholesale TPO
An all-in-one TPO solution built for wholesale lenders. Streamline broker onboarding, price scenarios, and manage correspondent relationships from a single platform.
Broker onboarding & credentialing
Scenario pricing engine
Correspondent relationship management
Learn more
Scenario Pricing
Live rates
30yr Fixed
7.000%
99.750
30yr Fixed
6.875%
99.125
20yr Fixed
6.625%
100.000
15yr Fixed
6.250%
100.250
Partnership
Partner with
BeSmartee.
We don't just sell software — we become a committed partner in your success. From onboarding to optimization, our team is with you at every stage of growth.
Get in Touch
01
Dedicated success team
Named CSM from day one through steady-state.
02
White-glove onboarding
Structured implementation with clear milestones.
03
Continuous optimization
Quarterly business reviews and proactive tuning.
04
24/7 technical support
Enterprise SLA with direct engineering escalation.
Mortgage Technology
The mortgage
platform built
to move faster.
Borrower expectations are rising. Regulations keep shifting. Technology is transforming every stage of the loan lifecycle. BeSmartee gives lenders the tools to lead — not follow.
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View Products
2M+
Loans originated on platform
300+
Lender clients nationwide
6×
HW Tech 100 honoree